mcc99 
Member since Feb 14, 2013


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Re: “Degrees of debt

I used to sympathize with the current Millenials re this issue but then I realized that there is no reason to; unlike my Gen X generation, Millenials have loads of info abt damn near anything at their fingertips via the Internet.  Back in the ol' public library days, if you lived in Doorknob like I did, there were precious few info resources even at a local library that discussed things like avg earnings for fields, etc.  Now, a Millenial has 0 excuse for not going in with open eyes.  If a recent HS grad goes $100k into debt for a degree in basket-weaving, that's their problem-- and their debt.  Don't start talking abt how we need to "forgive" these loans or do anything else.  You made your bed, now sleep in it-- just like the rest of us have had to.

Oh yeah, and if you expect honest "guidance" from college admission counsellors-- really, what are you thinking?  I can understand a naiive HS grad getting hornswaggled, but their loan-co-signing parents?  Come on!  If you can get the loan money for a Mercedes but make only $20k/yr, do you expect the car salesman to try to talk you into a cheaper model or not get the car at all?  Colleges are businesses, and not just businesses, but hugely-gov't-subsidized ones (i.e., we the taxpayers are subsidizing them).  Want to see college tuition costs drop?  Reduce/remove the gov't-guaranteed loans and you'd see ppl getting a lot more practical real fast abt where and for what they go to college or which one they send their kid off to.

"Higher education" has become a racket.  People running colleges have zero interest in seeing you graduate with a marketable skill-set or even a valud degree (cheating is rife on campuses all over the country and little real effort is put forth to stop it-- but collect donations?  There's no end of effort there!).  All they want is your money.

Never expect someone to betray their own income stream.  Want to pay $150k for a worthless English degree?  No problem!  Sure, reading Proust might make you more "interesting" at certain kinds of snooty parties, but unless you can make a living off attending said parties and expounding on Proust, fuggedaboutit, as they say in the old neighborhood.  Being "interesting" plus $5 will get you a cup of coffee at Starbucks.

Now, if you can open a business as successful as Starbucks... now you're *really* interesting...

3 likes, 1 dislike
Posted by mcc99 on 02/14/2013 at 10:35 AM

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